360factors

360factors McCauley, Carl

Locate (866) 385-2341 carl.mccauley@360factors.com https://www.360factors.com/


360factors empowers organizations to accelerate profitability, innovation and productivity by predicting risks and streamlining compliance. Predict360, its flagship software solution, is a Risk and Compliance Intelligence Platform augmented with Artificial Intelligence technology to predict and mitigate operational risks while streamlining regulatory compliance. Predict360 integrates regulations and obligations, compliance management, risks and controls, KRIs, audits and assessments, policies and procedures, and training in a single cloud-based SaaS platform based on artificial intelligence to provide predictive analytics and unique insights for predicting risks and streamlining compliance.

360factors has provided risk and compliance solutions to over 50 banks and financial services firms across the United States, and this experience and expertise has provided valuable insight into developing a next-generation risk and compliance intelligence solution that is easier to use, quicker to deploy, has a lower total cost of ownership, and reduces our clients’ efforts in managing their compliance and regulatory requirements.

Services Offered

Accounting

RSM US LLP’s Finance and Accounting Outsourcing (FAO) practice offers a customized approach to meeting clients’ back-office needs. Our FAO services include transaction processing, financial reporting, month-end close, and financial planning and analysis.

Analysis and Risk Management

Prevent, detect, and resolve financial fraud across all channels. Discover social network relationships to deliver actionable fraud analytics. Identify fraud, maintain compliance, manage cybersecurity, and build a strong security score. Continually improve decision strategies—on a flexible, analytics-driven platform. Tailor scorecards with predictive variables for auto risk.

Analytics and Risk Management

Companies across North America have trusted Digital Matrix Systems (DMS) to make effective business decisions for thirty-seven years. Driven by data and the power it holds for our clients, we strive to help leading institutions extract value from data so they can make the best-informed decisions for their business. With an emphasis on risk management, our team develops products and services that support the entire data management lifecycle, from access and storage to analytics. Our goal is to be a trusted advisor to our clients regardless of their unique business needs, helping to improve efficiency, increase profitability, and lower risk through the effective management of data.

Analytics and Risk Management

Sophisticated Analytics, Customizable for Your Lending Institution. As the lender, you control all credit decisions. Configure your own specific costs and desired ROA.

Analytics and Risk Management

J.D. Power PIN Navigator® is a customized, web-based price optimization and market monitoring tool built specifically for the automotive finance industry. This tool is designed to support the needs of the pricing, risk, sales, marketing, and insurance departments of automotive finance lenders. PIN Navigator provides lenders with access to the most timely data available in the market and includes more than 70 contract, dealer, and lender variables updated daily.

Analytics and Risk Management

TruDecision has a proven track record for creating analytic tools, optimizing performance, and building auto finance platforms from start-up to billion dollar producers.

Analytics and Risk Management

Central to Allied Solutions' analytics and risk management processes is Refund Plus, which provides an end-to-end ancillary product refund solution from triggering event to dealer follow-up. Regulators are evaluating creditors’ policies and practices related to refunds of ancillary products upon early termination of the underlying contracts. Allied offers the solution of choice and as such, has been recognized by the industry with Innovation Awards and preferred partner statuses.

Analytics and Risk Management

Jericho provides Enterprise Multi-Dimensional Analytics and Risk Management solutions by combining data from multiple legacy systems. Configurable views, reports, trends, alerts, goals and more are delivered in real time to every level of the organization. Monitor sales activity, credit decisions, portfolio performance, calling activity, Dealer profitability and much more in real time.

Analytics and Risk Management

MicroBilt is the leading provider of alternative consumer data for underwriting and risk management. With over 35 years of experience, a powerful mix of public, private and proprietary data, and innovative analytical software, MicroBilt has been a recognized pioneer in credit and risk management. Products cover the full cycle of business from vetting to originations to recovery.

Analytics and Risk Management

Over 20% of Americans are wrongly scored as subprime by the conventional bureau, into an Invisible Prime™ market valued over $141B. Credit Bureau 2.0® by Trust Science leverages the power of statistical learning, explainable AI, and alternative data into a fully compliant credit scoring platform that allows lenders to get better, more predictive credit insights, even with thin-file and underbanked applicants. Reduce risk, book more high-quality loans, and improve ROI/ROA with Trust Science today.

Analytics and Risk Management

Identity Verification with ExpectID® ExpectID uses a multi-layered process to access thousands of data sources containing billions of public records to instantly validate an identity while also providing predictive, intelligent information around that identity. This enables you to make quicker and smarter decisions on what to do next: approve, deny, or escalate.

Analytics and Risk Management

Powerful AI, intuitive automation, and dynamic analytics drive the Zest model management system, providing lenders of all sizes and experience with the ability to understand and manage credit risk with cutting-edge data, math, and software.

Analytics and Risk Management

Lenders can take portfolio assessments a step further with stress testing services. ALG has 5 standard scenarios ranging from severe recession to high GDP growth, and also creates custom scenarios based on client needs. Results are returned at the VIN level to provide a complete view of underlying risk under different market conditions.

Analytics and Risk Management

Black Book data and analytics can help you take a 360° view approach to your opportunity versus risk analysis. Our data is essential to analyzing the trends and factors that can affect your growth and profitability. We offer insights from an overall portfolio perspective, down to specific vehicles and segments, along with custom analytics to help reduce risk and increase profitability.

Analytics and Risk Management

In today's dynamic business environment, you need access to data analytics and risk management solutions to help you better understand industry trends, your performance and consumer behaviors. TransUnion delivers actionable insights to help you make better business decisions and compete more effectively.

Artificial Intelligence Solutions

Data & Technology Can Help You Make More Car Loans